NCUA-Insured · Member-Owned · Not-for-Profit
Compare loan rates, check membership eligibility, and browse 4,336+ NCUA-insured credit unions — all in one place.
4,336+
Credit Unions
22,829+
Branch Locations
50
States Covered
Real APRs from NCUA call report data — updated quarterly.
The short version: they're owned by their members, not shareholders — and that shows up in your rates.
Auto loan rates at credit unions average 1–2% below banks. On a $30,000 loan, that's ~$1,600 in savings.
Many credit unions offer free checking with no minimum balance and lower overdraft fees than big banks.
Deposits are insured up to $250,000 by the NCUA — the same federal protection banks get from the FDIC.
Browse all 50 states — compare rates, read reviews, and find membership eligibility.