Auto Loans · Anniston, Alabama
3 credit unions in Anniston report car loan rates to the NCUA. Rates range from 5.13% to 6.04%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
5.13%
Lowest New Car Rate
5.56%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | NORTHEAST ALABAMA POSTAL ★ 4.2 · 5 reviews | 5.13% | 8.69% |
| 2 | CHEM FAMILY ★ 3.0 · 62 reviews | 5.50% | 6.75% |
| 3 | FORT MCCLELLAN ★ 3.0 · 62 reviews | 6.04% | 7.63% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | CHEM FAMILY ★ 3.0 · 62 reviews | 6.75% | 5.50% |
| 2 | FORT MCCLELLAN ★ 3.0 · 62 reviews | 7.63% | 6.04% |
| 3 | NORTHEAST ALABAMA POSTAL ★ 4.2 · 5 reviews | 8.69% | 5.13% |
A pre-approval from a Anniston credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Anniston in the same window and take the best offer.
See member reviews, branch locations, and full rate details.