Auto Loans · Arkadelphia, Arkansas
2 credit unions in Arkadelphia report car loan rates to the NCUA. Rates range from 4.80% to 7.99%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.80%
Lowest New Car Rate
6.40%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | PATTERSON ★ 4.3 · 9 reviews | 4.80% | 5.99% |
| 2 | TWO RIVERS ★ 3.0 · 2 reviews | 7.99% | 7.99% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | PATTERSON ★ 4.3 · 9 reviews | 5.99% | 4.80% |
| 2 | TWO RIVERS ★ 3.0 · 2 reviews | 7.99% | 7.99% |
A pre-approval from a Arkadelphia credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Arkadelphia in the same window and take the best offer.
See member reviews, branch locations, and full rate details.