Auto Loans · Benton, Arkansas
3 credit unions in Benton report car loan rates to the NCUA. Rates range from 4.25% to 5.24%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
4.25%
Lowest New Car Rate
4.77%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | HURRICANE CREEK ★ 4.5 · 52 reviews | 4.25% | 4.25% |
| 2 | ALCOA COMMUNITY ★ 4.2 · 32 reviews | 4.82% | 6.00% |
| 3 | ARKANSAS HEALTH CENTER ★ 4.5 · 8 reviews | 5.24% | 5.71% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | HURRICANE CREEK ★ 4.5 · 52 reviews | 4.25% | 4.25% |
| 2 | ARKANSAS HEALTH CENTER ★ 4.5 · 8 reviews | 5.71% | 5.24% |
| 3 | ALCOA COMMUNITY ★ 4.2 · 32 reviews | 6.00% | 4.82% |
A pre-approval from a Benton credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Benton in the same window and take the best offer.
See member reviews, branch locations, and full rate details.