Auto Loans · North Little Ro, Arkansas
4 credit unions in North Little Ro report car loan rates to the NCUA. Rates range from 3.53% to 11.50%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
3.53%
Lowest New Car Rate
7.32%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | NORTH LITTLE ROCK EDUCATORS | 3.53% | 9.26% |
| 2 | UP ★ 3.5 · 11 reviews | 6.74% | 8.14% |
| 3 | FORT ROOTS ★ 5.0 · 8 reviews | 7.50% | 8.50% |
| 4 | U.P. EMPLOYEES ★ 2.3 · 6 reviews | 11.50% | 18.00% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | UP ★ 3.5 · 11 reviews | 8.14% | 6.74% |
| 2 | FORT ROOTS ★ 5.0 · 8 reviews | 8.50% | 7.50% |
| 3 | NORTH LITTLE ROCK EDUCATORS | 9.26% | 3.53% |
| 4 | U.P. EMPLOYEES ★ 2.3 · 6 reviews | 18.00% | 11.50% |
A pre-approval from a North Little Ro credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in North Little Ro in the same window and take the best offer.
See member reviews, branch locations, and full rate details.