Auto Loans · Redlands, California
2 credit unions in Redlands report car loan rates to the NCUA. Rates range from 2.75% to 5.49%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
2.75%
Lowest New Car Rate
4.12%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | REDLANDS CITY EMPLOYEES ★ 5.0 · 1 reviews | 2.75% | 4.25% |
| 2 | ALTA VISTA ★ 4.0 · 90 reviews | 5.49% | 5.99% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | REDLANDS CITY EMPLOYEES ★ 5.0 · 1 reviews | 4.25% | 2.75% |
| 2 | ALTA VISTA ★ 4.0 · 90 reviews | 5.99% | 5.49% |
A pre-approval from a Redlands credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Redlands in the same window and take the best offer.
See member reviews, branch locations, and full rate details.