Auto Loans · Arvada, Colorado
4 credit unions in Arvada report car loan rates to the NCUA. Rates range from 5.00% to 7.29%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
5.00%
Lowest New Car Rate
5.90%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | FIDELIS CATHOLIC ★ 4.3 · 36 reviews | 5.00% | 6.78% |
| 2 | PARTNER COLORADO ★ 3.4 · 248 reviews | 5.37% | 6.45% |
| 3 | ELECTRICAL ★ 4.0 · 25 reviews | 5.92% | 7.00% |
| 4 | SOOPER CU DBA CLIMB CU ★ 3.2 · 90 reviews | 7.29% | 8.79% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | PARTNER COLORADO ★ 3.4 · 248 reviews | 6.45% | 5.37% |
| 2 | FIDELIS CATHOLIC ★ 4.3 · 36 reviews | 6.78% | 5.00% |
| 3 | ELECTRICAL ★ 4.0 · 25 reviews | 7.00% | 5.92% |
| 4 | SOOPER CU DBA CLIMB CU ★ 3.2 · 90 reviews | 8.79% | 7.29% |
A pre-approval from a Arvada credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Arvada in the same window and take the best offer.
See member reviews, branch locations, and full rate details.