Auto Loans · Aurora, Colorado
4 credit unions in Aurora report car loan rates to the NCUA. Rates range from 4.81% to 8.54%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
4.81%
Lowest New Car Rate
6.20%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | FITZSIMONS ★ 2.8 · 335 reviews | 4.81% | 7.71% |
| 2 | SPACE AGE ★ 3.1 · 165 reviews | 5.70% | 6.74% |
| 3 | THE DISTRICT ★ 3.9 · 142 reviews | 5.74% | 5.74% |
| 4 | AURORA ★ 3.2 · 115 reviews | 8.54% | 8.31% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | THE DISTRICT ★ 3.9 · 142 reviews | 5.74% | 5.74% |
| 2 | SPACE AGE ★ 3.1 · 165 reviews | 6.74% | 5.70% |
| 3 | FITZSIMONS ★ 2.8 · 335 reviews | 7.71% | 4.81% |
| 4 | AURORA ★ 3.2 · 115 reviews | 8.31% | 8.54% |
A pre-approval from a Aurora credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Aurora in the same window and take the best offer.
See member reviews, branch locations, and full rate details.