Auto Loans · Fort Morgan, Colorado

Best Credit Union Car Loan Rates in Fort Morgan, Colorado

1 credit union in Fort Morgan report car loan rates to the NCUA. Lowest rate: 5.00%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

5.00%

Lowest New Car Rate

5.00%

City Average Rate

New Vehicle Loan Rates — Fort Morgan, Colorado

1 credit union sorted by APR

#	Credit Union	New Car APR	Used Car APR
1	FORT MORGAN SCHOOLS ★ 4.4 · 20 reviews	5.00%	6.50%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Used Vehicle Loan Rates — Fort Morgan, Colorado

1 credit union sorted by APR

#	Credit Union	Used Car APR	New Car APR
1	FORT MORGAN SCHOOLS ★ 4.4 · 20 reviews	6.50%	5.00%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Get Pre-Approved Before the Dealership

A pre-approval from a Fort Morgan credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.

Rate Shopping Won't Hurt Your Credit

Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Fort Morgan in the same window and take the best offer.

Also Compare in Fort Morgan

Best Personal Loan Rates →Best Credit Card Rates →All of Colorado →

Browse All Credit Unions in Fort Morgan

See member reviews, branch locations, and full rate details.

Credit Unions in Fort Morgan →All of Colorado →