Auto Loans · Littleton, Colorado
4 credit unions in Littleton report car loan rates to the NCUA. Rates range from 4.99% to 6.43%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
4.99%
Lowest New Car Rate
5.82%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | COLORADO ★ 4.6 · 88 reviews | 4.99% | 4.99% |
| 2 | ARAPAHOE ★ 3.4 · 120 reviews | 5.71% | 8.44% |
| 3 | RED ROCKS ★ 3.4 · 217 reviews | 6.14% | 6.14% |
| 4 | OPTIONS ★ 4.8 · 28 reviews | 6.43% | 8.16% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | COLORADO ★ 4.6 · 88 reviews | 4.99% | 4.99% |
| 2 | RED ROCKS ★ 3.4 · 217 reviews | 6.14% | 6.14% |
| 3 | OPTIONS ★ 4.8 · 28 reviews | 8.16% | 6.43% |
| 4 | ARAPAHOE ★ 3.4 · 120 reviews | 8.44% | 5.71% |
A pre-approval from a Littleton credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Littleton in the same window and take the best offer.
See member reviews, branch locations, and full rate details.