Auto Loans · Pueblo, Colorado
4 credit unions in Pueblo report car loan rates to the NCUA. Rates range from 4.99% to 6.12%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
4.99%
Lowest New Car Rate
5.35%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | POWER ★ 3.9 · 157 reviews | 4.99% | 4.99% |
| 2 | MINNEQUA WORKS ★ 4.4 · 55 reviews | 5.06% | 7.38% |
| 3 | SUNWEST ★ 4.7 · 99 reviews | 5.24% | 5.74% |
| 4 | PUEBLO GOVERNMENT AGENCIES ★ 4.1 · 28 reviews | 6.12% | 6.85% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | POWER ★ 3.9 · 157 reviews | 4.99% | 4.99% |
| 2 | SUNWEST ★ 4.7 · 99 reviews | 5.74% | 5.24% |
| 3 | PUEBLO GOVERNMENT AGENCIES ★ 4.1 · 28 reviews | 6.85% | 6.12% |
| 4 | MINNEQUA WORKS ★ 4.4 · 55 reviews | 7.38% | 5.06% |
A pre-approval from a Pueblo credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Pueblo in the same window and take the best offer.
See member reviews, branch locations, and full rate details.