Auto Loans · Westminster, Colorado
2 credit unions in Westminster report car loan rates to the NCUA. Rates range from 5.28% to 5.95%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.28%
Lowest New Car Rate
5.62%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | HORIZONS NORTH ★ 3.7 · 123 reviews | 5.28% | 6.14% |
| 2 | WESTMINSTER ★ 4.1 · 36 reviews | 5.95% | 6.51% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | HORIZONS NORTH ★ 3.7 · 123 reviews | 6.14% | 5.28% |
| 2 | WESTMINSTER ★ 4.1 · 36 reviews | 6.51% | 5.95% |
A pre-approval from a Westminster credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Westminster in the same window and take the best offer.
See member reviews, branch locations, and full rate details.