Auto Loans · Atlanta, Georgia
8 credit unions in Atlanta report car loan rates to the NCUA. Rates range from 4.09% to 5.26%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
4.09%
Lowest New Car Rate
4.59%
City Average Rate
8 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | DELTA COMMUNITY ★ 3.5 · 179 reviews | 4.09% | 4.39% |
| 2 | CDC ★ 2.2 · 10 reviews | 4.49% | 4.99% |
| 3 | ON THE GRID FINANCIAL ★ 3.7 · 15 reviews | 4.50% | 4.50% |
| 4 | NORTHSIDE ★ 4.0 · 32 reviews | 4.50% | 6.00% |
| 5 | CREDIT UNION OF ATLANTA ★ 4.1 · 408 reviews | 4.56% | 5.25% |
| 6 | GEORGIA'S OWN ★ 2.7 · 57 reviews | 4.61% | 5.83% |
| 7 | CENTER PARC ★ 4.0 · 363 reviews | 4.72% | 5.91% |
| 8 | B.O.N.D. COMMUNITY ★ 4.2 · 25 reviews | 5.26% | 7.54% |
8 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | DELTA COMMUNITY ★ 3.5 · 179 reviews | 4.39% | 4.09% |
| 2 | ON THE GRID FINANCIAL ★ 3.7 · 15 reviews | 4.50% | 4.50% |
| 3 | CDC ★ 2.2 · 10 reviews | 4.99% | 4.49% |
| 4 | CREDIT UNION OF ATLANTA ★ 4.1 · 408 reviews | 5.25% | 4.56% |
| 5 | GEORGIA'S OWN ★ 2.7 · 57 reviews | 5.83% | 4.61% |
| 6 | CENTER PARC ★ 4.0 · 363 reviews | 5.91% | 4.72% |
| 7 | NORTHSIDE ★ 4.0 · 32 reviews | 6.00% | 4.50% |
| 8 | B.O.N.D. COMMUNITY ★ 4.2 · 25 reviews | 7.54% | 5.26% |
A pre-approval from a Atlanta credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Atlanta in the same window and take the best offer.
See member reviews, branch locations, and full rate details.