Auto Loans · Lewiston, Idaho
2 credit unions in Lewiston report car loan rates to the NCUA. Rates range from 5.18% to 5.37%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.18%
Lowest New Car Rate
5.28%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | POTLATCH NO. 1 FINANCIAL ★ 3.4 · 65 reviews | 5.18% | 5.95% |
| 2 | LEWIS CLARK ★ 3.7 · 79 reviews | 5.37% | 6.33% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | POTLATCH NO. 1 FINANCIAL ★ 3.4 · 65 reviews | 5.95% | 5.18% |
| 2 | LEWIS CLARK ★ 3.7 · 79 reviews | 6.33% | 5.37% |
A pre-approval from a Lewiston credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Lewiston in the same window and take the best offer.
See member reviews, branch locations, and full rate details.