Auto Loans · Evansville, Indiana
5 credit unions in Evansville report car loan rates to the NCUA. Rates range from 4.75% to 8.00%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
4.75%
Lowest New Car Rate
6.32%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | EVANSVILLE FIREFIGHTERS ★ 5.0 · 5 reviews | 4.75% | 4.75% |
| 2 | EVANSVILLE ★ 4.0 · 25 reviews | 5.87% | 6.95% |
| 3 | DIAMOND VALLEY ★ 3.2 · 29 reviews | 6.29% | 8.42% |
| 4 | LIBERTY ★ 3.4 · 222 reviews | 6.68% | 7.75% |
| 5 | STERLING UNITED ★ 4.3 · 46 reviews | 8.00% | 7.85% |
5 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | EVANSVILLE FIREFIGHTERS ★ 5.0 · 5 reviews | 4.75% | 4.75% |
| 2 | EVANSVILLE ★ 4.0 · 25 reviews | 6.95% | 5.87% |
| 3 | LIBERTY ★ 3.4 · 222 reviews | 7.75% | 6.68% |
| 4 | STERLING UNITED ★ 4.3 · 46 reviews | 7.85% | 8.00% |
| 5 | DIAMOND VALLEY ★ 3.2 · 29 reviews | 8.42% | 6.29% |
A pre-approval from a Evansville credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Evansville in the same window and take the best offer.
See member reviews, branch locations, and full rate details.