Auto Loans · Hutchinson, Kansas
5 credit unions in Hutchinson report car loan rates to the NCUA. Rates range from 4.92% to 9.14%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
4.92%
Lowest New Car Rate
6.26%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | BELL ★ 5.0 · 9 reviews | 4.92% | 8.20% |
| 2 | HEARTLAND ★ 3.7 · 57 reviews | 5.24% | 9.10% |
| 3 | DILLON ★ 4.6 · 12 reviews | 5.99% | 6.24% |
| 4 | HUTCHINSON POSTAL & COMMUNITY ★ 4.4 · 7 reviews | 6.00% | 7.00% |
| 5 | HUTCHINSON GOVERNMENT EMPLOYEES ★ 4.4 · 25 reviews | 9.14% | 21.14% |
6 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | DILLON ★ 4.6 · 12 reviews | 6.24% | 5.99% |
| 2 | HUTCHINSON POSTAL & COMMUNITY ★ 4.4 · 7 reviews | 7.00% | 6.00% |
| 3 | CATHOLICS UNITED ★ 5.0 · 1 reviews | 8.00% | — |
| 4 | BELL ★ 5.0 · 9 reviews | 8.20% | 4.92% |
| 5 | HEARTLAND ★ 3.7 · 57 reviews | 9.10% | 5.24% |
| 6 | HUTCHINSON GOVERNMENT EMPLOYEES ★ 4.4 · 25 reviews | 21.14% | 9.14% |
A pre-approval from a Hutchinson credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Hutchinson in the same window and take the best offer.
See member reviews, branch locations, and full rate details.