Auto Loans · Wichita, Kansas
8 credit unions in Wichita report car loan rates to the NCUA. Rates range from 4.49% to 7.89%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
4.49%
Lowest New Car Rate
6.06%
City Average Rate
8 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | CREDIT UNION OF AMERICA ★ 4.4 · 540 reviews | 4.49% | 4.99% |
| 2 | CATHOLIC FAMILY ★ 4.2 · 24 reviews | 4.75% | 4.75% |
| 3 | SKYWARD ★ 4.6 · 127 reviews | 5.50% | 5.50% |
| 4 | CAMPUS ★ 3.3 · 23 reviews | 6.25% | 8.96% |
| 5 | QUANTUM ★ 3.2 · 61 reviews | 6.40% | 7.45% |
| 6 | MID AMERICAN ★ 2.8 · 109 reviews | 6.40% | 7.30% |
| 7 | WHEAT STATE ★ 3.9 · 39 reviews | 6.76% | 7.78% |
| 8 | WICHITA ★ 4.7 · 334 reviews | 7.89% | 10.44% |
8 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | CATHOLIC FAMILY ★ 4.2 · 24 reviews | 4.75% | 4.75% |
| 2 | CREDIT UNION OF AMERICA ★ 4.4 · 540 reviews | 4.99% | 4.49% |
| 3 | SKYWARD ★ 4.6 · 127 reviews | 5.50% | 5.50% |
| 4 | MID AMERICAN ★ 2.8 · 109 reviews | 7.30% | 6.40% |
| 5 | QUANTUM ★ 3.2 · 61 reviews | 7.45% | 6.40% |
| 6 | WHEAT STATE ★ 3.9 · 39 reviews | 7.78% | 6.76% |
| 7 | CAMPUS ★ 3.3 · 23 reviews | 8.96% | 6.25% |
| 8 | WICHITA ★ 4.7 · 334 reviews | 10.44% | 7.89% |
A pre-approval from a Wichita credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Wichita in the same window and take the best offer.
See member reviews, branch locations, and full rate details.