Auto Loans · Metairie, Louisiana
9 credit unions in Metairie report car loan rates to the NCUA. Rates range from 3.79% to 7.04%.
Updated Q1 2026 · NCUA Call Report data
9
CUs Reporting Rates
3.79%
Lowest New Car Rate
5.69%
City Average Rate
9 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | EPIC ★ 4.0 · 93 reviews | 3.79% | 3.99% |
| 2 | PAN AMOCO ★ 5.0 · 2 reviews | 5.16% | 7.12% |
| 3 | POST OFFICE EMPLOYEES' ★ 5.0 · 6 reviews | 5.26% | 6.19% |
| 4 | XPLORE ★ 4.0 · 33 reviews | 5.39% | 6.52% |
| 5 | FLEUR-DE-LIS ★ 3.6 · 5 reviews | 5.51% | 7.31% |
| 6 | THE NEW ORLEANS FIREMEN'S ★ 4.6 · 81 reviews | 5.67% | 7.13% |
| 7 | ELECTRICAL WORKERS LOCAL 130 ★ 4.5 · 21 reviews | 6.38% | 7.53% |
| 8 | NEW ORLEANS CLERK & CHECKERS ★ 5.0 · 1 reviews | 7.00% | 9.50% |
| 9 | ONPATH ★ 3.2 · 14 reviews | 7.04% | 8.43% |
9 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | EPIC ★ 4.0 · 93 reviews | 3.99% | 3.79% |
| 2 | POST OFFICE EMPLOYEES' ★ 5.0 · 6 reviews | 6.19% | 5.26% |
| 3 | XPLORE ★ 4.0 · 33 reviews | 6.52% | 5.39% |
| 4 | PAN AMOCO ★ 5.0 · 2 reviews | 7.12% | 5.16% |
| 5 | THE NEW ORLEANS FIREMEN'S ★ 4.6 · 81 reviews | 7.13% | 5.67% |
| 6 | FLEUR-DE-LIS ★ 3.6 · 5 reviews | 7.31% | 5.51% |
| 7 | ELECTRICAL WORKERS LOCAL 130 ★ 4.5 · 21 reviews | 7.53% | 6.38% |
| 8 | ONPATH ★ 3.2 · 14 reviews | 8.43% | 7.04% |
| 9 | NEW ORLEANS CLERK & CHECKERS ★ 5.0 · 1 reviews | 9.50% | 7.00% |
A pre-approval from a Metairie credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Metairie in the same window and take the best offer.
See member reviews, branch locations, and full rate details.