Auto Loans · New Orleans, Louisiana
14 credit unions in New Orleans report car loan rates to the NCUA. Rates range from 4.38% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
14
CUs Reporting Rates
4.38%
Lowest New Car Rate
6.54%
City Average Rate
14 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | RIVERLAND ★ 4.3 · 20 reviews | 4.38% | 5.45% |
| 2 | UNO ★ 3.9 · 15 reviews | 4.49% | 4.49% |
| 3 | TULANE/LOYOLA ★ 2.8 · 12 reviews | 4.49% | 4.49% |
| 4 | INTERNAL REVENUE ★ 5.0 · 5 reviews | 4.50% | 5.50% |
| 5 | SEWERAGE & WATER BOARD EMPLOYEES ★ 1.8 · 566 reviews | 4.99% | 8.50% |
| 6 | JUDICIAL & JUSTICE ★ 5.0 · 1 reviews | 5.50% | 6.50% |
| 7 | XAVIER UNIVERSITY | 5.67% | 5.87% |
| 8 | N.O. PORT COMMISSION EMPLOYEES ★ 5.0 · 1 reviews | 6.12% | 8.40% |
| 9 | INSTEP ★ 4.1 · 8 reviews | 6.17% | 7.81% |
| 10 | COAST GUARD EMPLOYEES ★ 5.0 · 2 reviews | 6.70% | 4.00% |
| 11 | NEW ORLEANS PUBLIC BELT RAILROAD | 7.00% | 7.00% |
| 12 | G G W ★ 4.4 · 67 reviews | 7.00% | 9.00% |
| 13 | SOUTHEAST LOUISIANA VETERANS HEALTH ★ 4.7 · 32 reviews | 9.50% | 10.50% |
| 14 | ARABI SUGAR WORKERS ★ 4.7 · 3 reviews | 15.00% | 7.00% |
14 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | COAST GUARD EMPLOYEES ★ 5.0 · 2 reviews | 4.00% | 6.70% |
| 2 | UNO ★ 3.9 · 15 reviews | 4.49% | 4.49% |
| 3 | TULANE/LOYOLA ★ 2.8 · 12 reviews | 4.49% | 4.49% |
| 4 | RIVERLAND ★ 4.3 · 20 reviews | 5.45% | 4.38% |
| 5 | INTERNAL REVENUE ★ 5.0 · 5 reviews | 5.50% | 4.50% |
| 6 | XAVIER UNIVERSITY | 5.87% | 5.67% |
| 7 | JUDICIAL & JUSTICE ★ 5.0 · 1 reviews | 6.50% | 5.50% |
| 8 | NEW ORLEANS PUBLIC BELT RAILROAD | 7.00% | 7.00% |
| 9 | ARABI SUGAR WORKERS ★ 4.7 · 3 reviews | 7.00% | 15.00% |
| 10 | INSTEP ★ 4.1 · 8 reviews | 7.81% | 6.17% |
| 11 | N.O. PORT COMMISSION EMPLOYEES ★ 5.0 · 1 reviews | 8.40% | 6.12% |
| 12 | SEWERAGE & WATER BOARD EMPLOYEES ★ 1.8 · 566 reviews | 8.50% | 4.99% |
| 13 | G G W ★ 4.4 · 67 reviews | 9.00% | 7.00% |
| 14 | SOUTHEAST LOUISIANA VETERANS HEALTH ★ 4.7 · 32 reviews | 10.50% | 9.50% |
A pre-approval from a New Orleans credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in New Orleans in the same window and take the best offer.
See member reviews, branch locations, and full rate details.