Auto Loans · Zachary, Louisiana
2 credit unions in Zachary report car loan rates to the NCUA. Rates range from 6.32% to 6.35%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
6.32%
Lowest New Car Rate
6.34%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | FELICIANA ★ 4.3 · 8 reviews | 6.32% | 7.70% |
| 2 | GP LOUISIANA | 6.35% | 7.94% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | FELICIANA ★ 4.3 · 8 reviews | 7.70% | 6.32% |
| 2 | GP LOUISIANA | 7.94% | 6.35% |
A pre-approval from a Zachary credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Zachary in the same window and take the best offer.
See member reviews, branch locations, and full rate details.