Auto Loans · Lewiston, Maine
6 credit unions in Lewiston report car loan rates to the NCUA. Rates range from 4.48% to 7.30%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
4.48%
Lowest New Car Rate
5.68%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | CENTRAL MAINE ★ 3.0 · 33 reviews | 4.48% | 4.48% |
| 2 | MAINE FAMILY ★ 3.9 · 111 reviews | 5.00% | 5.50% |
| 3 | MILESTONES ★ 5.0 · 6 reviews | 5.50% | 5.75% |
| 4 | DIRIGO ★ 3.6 · 82 reviews | 5.55% | 4.50% |
| 5 | GREAT FALLS REGIONAL ★ 3.3 · 7 reviews | 6.25% | 7.40% |
| 6 | COMMUNITY ★ 3.2 · 39 reviews | 7.30% | 11.40% |
6 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | CENTRAL MAINE ★ 3.0 · 33 reviews | 4.48% | 4.48% |
| 2 | DIRIGO ★ 3.6 · 82 reviews | 4.50% | 5.55% |
| 3 | MAINE FAMILY ★ 3.9 · 111 reviews | 5.50% | 5.00% |
| 4 | MILESTONES ★ 5.0 · 6 reviews | 5.75% | 5.50% |
| 5 | GREAT FALLS REGIONAL ★ 3.3 · 7 reviews | 7.40% | 6.25% |
| 6 | COMMUNITY ★ 3.2 · 39 reviews | 11.40% | 7.30% |
A pre-approval from a Lewiston credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Lewiston in the same window and take the best offer.
See member reviews, branch locations, and full rate details.