Auto Loans · Lanham, Maryland
2 credit unions in Lanham report car loan rates to the NCUA. Rates range from 4.11% to 5.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.11%
Lowest New Car Rate
4.56%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | FEDCHOICE ★ 3.5 · 77 reviews | 4.11% | 5.66% |
| 2 | I B E W 26 ★ 3.3 · 7 reviews | 5.00% | 5.00% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | I B E W 26 ★ 3.3 · 7 reviews | 5.00% | 5.00% |
| 2 | FEDCHOICE ★ 3.5 · 77 reviews | 5.66% | 4.11% |
A pre-approval from a Lanham credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Lanham in the same window and take the best offer.
See member reviews, branch locations, and full rate details.