Auto Loans · Rockville, Maryland
4 credit unions in Rockville report car loan rates to the NCUA. Rates range from 3.99% to 6.00%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
3.99%
Lowest New Car Rate
4.57%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | NATIONAL INSTITUTES OF HEALTH ★ 4.8 · 514 reviews | 3.99% | 4.24% |
| 2 | CAPITAL AREA TAIWANESE | 4.00% | 5.50% |
| 3 | CAPITAL AREA REALTORS ★ 5.0 · 1 reviews | 4.29% | 6.24% |
| 4 | LAFAYETTE ★ 4.5 · 126 reviews | 6.00% | 6.25% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | NATIONAL INSTITUTES OF HEALTH ★ 4.8 · 514 reviews | 4.24% | 3.99% |
| 2 | CAPITAL AREA TAIWANESE | 5.50% | 4.00% |
| 3 | CAPITAL AREA REALTORS ★ 5.0 · 1 reviews | 6.24% | 4.29% |
| 4 | LAFAYETTE ★ 4.5 · 126 reviews | 6.25% | 6.00% |
A pre-approval from a Rockville credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Rockville in the same window and take the best offer.
See member reviews, branch locations, and full rate details.