Auto Loans · Plymouth, Minnesota
2 credit unions in Plymouth report car loan rates to the NCUA. Rates range from 5.26% to 5.65%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.26%
Lowest New Car Rate
5.46%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | TRUSTONE FINANCIAL ★ 2.6 · 45 reviews | 5.26% | 5.80% |
| 2 | DANFOSS EMPLOYEES | 5.65% | 5.91% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | TRUSTONE FINANCIAL ★ 2.6 · 45 reviews | 5.80% | 5.26% |
| 2 | DANFOSS EMPLOYEES | 5.91% | 5.65% |
A pre-approval from a Plymouth credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Plymouth in the same window and take the best offer.
See member reviews, branch locations, and full rate details.