Auto Loans · Columbus, Mississippi
3 credit unions in Columbus report car loan rates to the NCUA. Rates range from 4.00% to 6.29%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
4.00%
Lowest New Car Rate
5.26%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | CM MEMBERS ★ 4.4 · 8 reviews | 4.00% | 5.00% |
| 2 | MUW | 5.49% | 5.49% |
| 3 | TRIANGLE ★ 4.5 · 24 reviews | 6.29% | 7.15% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | CM MEMBERS ★ 4.4 · 8 reviews | 5.00% | 4.00% |
| 2 | MUW | 5.49% | 5.49% |
| 3 | TRIANGLE ★ 4.5 · 24 reviews | 7.15% | 6.29% |
A pre-approval from a Columbus credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Columbus in the same window and take the best offer.
See member reviews, branch locations, and full rate details.