Auto Loans · Gulfport, Mississippi
2 credit unions in Gulfport report car loan rates to the NCUA. Rates range from 3.99% to 5.20%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
3.99%
Lowest New Car Rate
4.60%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | GULF COAST COMMUNITY ★ 4.9 · 1,272 reviews | 3.99% | 16.99% |
| 2 | MEMORIAL ★ 4.0 · 4 reviews | 5.20% | 6.39% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | MEMORIAL ★ 4.0 · 4 reviews | 6.39% | 5.20% |
| 2 | GULF COAST COMMUNITY ★ 4.9 · 1,272 reviews | 16.99% | 3.99% |
A pre-approval from a Gulfport credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Gulfport in the same window and take the best offer.
See member reviews, branch locations, and full rate details.