Auto Loans · Hattiesburg, Mississippi
4 credit unions in Hattiesburg report car loan rates to the NCUA. Rates range from 4.96% to 6.64%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
4.96%
Lowest New Car Rate
5.94%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | SUNBELT ★ 3.9 · 69 reviews | 4.96% | 7.46% |
| 2 | CAMP SHELBY ★ 4.2 · 5 reviews | 6.07% | 8.54% |
| 3 | PINE BELT ★ 4.9 · 29 reviews | 6.10% | 9.67% |
| 4 | CENTURYFIRST ★ 3.7 · 53 reviews | 6.64% | 10.67% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | SUNBELT ★ 3.9 · 69 reviews | 7.46% | 4.96% |
| 2 | CAMP SHELBY ★ 4.2 · 5 reviews | 8.54% | 6.07% |
| 3 | PINE BELT ★ 4.9 · 29 reviews | 9.67% | 6.10% |
| 4 | CENTURYFIRST ★ 3.7 · 53 reviews | 10.67% | 6.64% |
A pre-approval from a Hattiesburg credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Hattiesburg in the same window and take the best offer.
See member reviews, branch locations, and full rate details.