Auto Loans · Meridian, Mississippi
4 credit unions in Meridian report car loan rates to the NCUA. Rates range from 4.25% to 6.93%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
4.25%
Lowest New Car Rate
5.21%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | MERIDIAN POSTAL | 4.25% | 5.33% |
| 2 | MERIDIAN MISSISSIPPI ANG ★ 3.7 · 33 reviews | 4.75% | 8.00% |
| 3 | MERIDIAN MUTUAL ★ 3.7 · 33 reviews | 4.92% | 7.50% |
| 4 | 1ST MISSISSIPPI ★ 4.7 · 137 reviews | 6.93% | 8.76% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | MERIDIAN POSTAL | 5.33% | 4.25% |
| 2 | MERIDIAN MUTUAL ★ 3.7 · 33 reviews | 7.50% | 4.92% |
| 3 | MERIDIAN MISSISSIPPI ANG ★ 3.7 · 33 reviews | 8.00% | 4.75% |
| 4 | 1ST MISSISSIPPI ★ 4.7 · 137 reviews | 8.76% | 6.93% |
A pre-approval from a Meridian credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Meridian in the same window and take the best offer.
See member reviews, branch locations, and full rate details.