Auto Loans · Vicksburg, Mississippi
3 credit unions in Vicksburg report car loan rates to the NCUA. Rates range from 4.99% to 7.10%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
4.99%
Lowest New Car Rate
5.69%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | VICKSWOOD ★ 5.0 · 1 reviews | 4.99% | 5.99% |
| 2 | MUTUAL ★ 4.2 · 31 reviews | 4.99% | 5.19% |
| 3 | VICKSBURG RAILROAD ★ 3.5 · 2 reviews | 7.10% | 16.00% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | MUTUAL ★ 4.2 · 31 reviews | 5.19% | 4.99% |
| 2 | VICKSWOOD ★ 5.0 · 1 reviews | 5.99% | 4.99% |
| 3 | VICKSBURG RAILROAD ★ 3.5 · 2 reviews | 16.00% | 7.10% |
A pre-approval from a Vicksburg credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Vicksburg in the same window and take the best offer.
See member reviews, branch locations, and full rate details.