Auto Loans · Hannibal, Missouri
2 credit unions in Hannibal report car loan rates to the NCUA. Rates range from 4.84% to 5.37%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.84%
Lowest New Car Rate
5.11%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | NORTHEAST REGIONAL | 4.84% | 7.35% |
| 2 | COMMUNITY FIRST ★ 5.0 · 4 reviews | 5.37% | 7.84% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | NORTHEAST REGIONAL | 7.35% | 4.84% |
| 2 | COMMUNITY FIRST ★ 5.0 · 4 reviews | 7.84% | 5.37% |
A pre-approval from a Hannibal credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Hannibal in the same window and take the best offer.
See member reviews, branch locations, and full rate details.