Auto Loans · Kansas City, Missouri
9 credit unions in Kansas City report car loan rates to the NCUA. Rates range from 2.75% to 8.41%.
Updated Q1 2026 · NCUA Call Report data
9
CUs Reporting Rates
2.75%
Lowest New Car Rate
6.23%
City Average Rate
9 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | WEDEVELOPMENT ★ 4.1 · 13 reviews | 2.75% | 7.92% |
| 2 | CSD ★ 4.5 · 26 reviews | 4.49% | 4.49% |
| 3 | PUBLIC SAFETY ★ 4.2 · 47 reviews | 5.19% | 5.19% |
| 4 | CATHOLIC FAMILY ★ 4.4 · 14 reviews | 5.75% | 5.75% |
| 5 | K.C. AREA ★ 3.9 · 10 reviews | 6.99% | 10.49% |
| 6 | BLUESCOPE EMPLOYEES' | 7.00% | 8.00% |
| 7 | KC UNIDOS ★ 5.0 · 6 reviews | 7.46% | 10.00% |
| 8 | KANSAS CITY ★ 3.9 · 154 reviews | 8.06% | 9.51% |
| 9 | HOLY ROSARY ★ 4.2 · 41 reviews | 8.41% | 9.46% |
9 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | CSD ★ 4.5 · 26 reviews | 4.49% | 4.49% |
| 2 | PUBLIC SAFETY ★ 4.2 · 47 reviews | 5.19% | 5.19% |
| 3 | CATHOLIC FAMILY ★ 4.4 · 14 reviews | 5.75% | 5.75% |
| 4 | WEDEVELOPMENT ★ 4.1 · 13 reviews | 7.92% | 2.75% |
| 5 | BLUESCOPE EMPLOYEES' | 8.00% | 7.00% |
| 6 | HOLY ROSARY ★ 4.2 · 41 reviews | 9.46% | 8.41% |
| 7 | KANSAS CITY ★ 3.9 · 154 reviews | 9.51% | 8.06% |
| 8 | KC UNIDOS ★ 5.0 · 6 reviews | 10.00% | 7.46% |
| 9 | K.C. AREA ★ 3.9 · 10 reviews | 10.49% | 6.99% |
A pre-approval from a Kansas City credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Kansas City in the same window and take the best offer.
See member reviews, branch locations, and full rate details.