Auto Loans · Sikeston, Missouri
2 credit unions in Sikeston report car loan rates to the NCUA. Rates range from 5.62% to 6.67%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.62%
Lowest New Car Rate
6.15%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | SIKESTON PUBLIC SCHOOLS ★ 5.0 · 1 reviews | 5.62% | 7.60% |
| 2 | HIGHWAY CROSSROADS | 6.67% | 9.14% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | SIKESTON PUBLIC SCHOOLS ★ 5.0 · 1 reviews | 7.60% | 5.62% |
| 2 | HIGHWAY CROSSROADS | 9.14% | 6.67% |
A pre-approval from a Sikeston credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Sikeston in the same window and take the best offer.
See member reviews, branch locations, and full rate details.