Auto Loans · Whitefish, Montana
2 credit unions in Whitefish report car loan rates to the NCUA. Rates range from 5.11% to 6.24%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.11%
Lowest New Car Rate
5.68%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | WHITEFISH CREDIT UNION ASSOCIATION ★ 3.3 · 25 reviews | 5.11% | 5.72% |
| 2 | PARK SIDE FINANCIAL ★ 4.0 · 42 reviews | 6.24% | 6.24% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | WHITEFISH CREDIT UNION ASSOCIATION ★ 3.3 · 25 reviews | 5.72% | 5.11% |
| 2 | PARK SIDE FINANCIAL ★ 4.0 · 42 reviews | 6.24% | 6.24% |
A pre-approval from a Whitefish credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Whitefish in the same window and take the best offer.
See member reviews, branch locations, and full rate details.