Auto Loans · New Brunswick, New Jersey
3 credit unions in New Brunswick report car loan rates to the NCUA. Rates range from 2.99% to 5.71%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
2.99%
Lowest New Car Rate
4.24%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | NEW BRUNSWICK POSTAL ★ 4.7 · 18 reviews | 2.99% | 5.99% |
| 2 | B-M S ★ 4.8 · 35 reviews | 4.02% | 4.58% |
| 3 | RUTGERS ★ 3.0 · 6 reviews | 5.71% | 5.60% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | B-M S ★ 4.8 · 35 reviews | 4.58% | 4.02% |
| 2 | RUTGERS ★ 3.0 · 6 reviews | 5.60% | 5.71% |
| 3 | NEW BRUNSWICK POSTAL ★ 4.7 · 18 reviews | 5.99% | 2.99% |
A pre-approval from a New Brunswick credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in New Brunswick in the same window and take the best offer.
See member reviews, branch locations, and full rate details.