Auto Loans · Northfield, New Jersey
2 credit unions in Northfield report car loan rates to the NCUA. Rates range from 5.43% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.43%
Lowest New Car Rate
10.22%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | JERSEY SHORE ★ 4.1 · 65 reviews | 5.43% | 6.39% |
| 2 | ATLANTIC CITY POLICE | 15.00% | 12.30% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | JERSEY SHORE ★ 4.1 · 65 reviews | 6.39% | 5.43% |
| 2 | ATLANTIC CITY POLICE | 12.30% | 15.00% |
A pre-approval from a Northfield credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Northfield in the same window and take the best offer.
See member reviews, branch locations, and full rate details.