Auto Loans · Roswell, New Mexico
3 credit unions in Roswell report car loan rates to the NCUA. Rates range from 4.40% to 6.34%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
4.40%
Lowest New Car Rate
5.22%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | THE FLORIST ★ 3.7 · 3 reviews | 4.40% | 7.14% |
| 2 | CHAVES COUNTY SCHOOL EMPLOYEES ★ 5.0 · 11 reviews | 4.92% | 5.87% |
| 3 | ROSWELL COMMUNITY ★ 4.4 · 48 reviews | 6.34% | 8.02% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | CHAVES COUNTY SCHOOL EMPLOYEES ★ 5.0 · 11 reviews | 5.87% | 4.92% |
| 2 | THE FLORIST ★ 3.7 · 3 reviews | 7.14% | 4.40% |
| 3 | ROSWELL COMMUNITY ★ 4.4 · 48 reviews | 8.02% | 6.34% |
A pre-approval from a Roswell credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Roswell in the same window and take the best offer.
See member reviews, branch locations, and full rate details.