Auto Loans · Jacksonville, North Carolina
1 credit union in Jacksonville report car loan rates to the NCUA. Lowest rate: 4.40%.
Updated Q1 2026 · NCUA Call Report data
1
CUs Reporting Rates
4.40%
Lowest New Car Rate
4.40%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | MARINE ★ 3.6 · 104 reviews | 4.40% | 6.50% |
1 credit union sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | MARINE ★ 3.6 · 104 reviews | 6.50% | 4.40% |
A pre-approval from a Jacksonville credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Jacksonville in the same window and take the best offer.
See member reviews, branch locations, and full rate details.