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Auto Loans · Cumberland, Rhode Island

Best Credit Union Car Loan Rates in Cumberland, Rhode Island

1 credit union in Cumberland report car loan rates to the NCUA. Lowest rate: 5.75%.

Updated Q1 2026 · NCUA Call Report data

1

CUs Reporting Rates

5.75%

Lowest New Car Rate

5.75%

City Average Rate

New Vehicle Loan Rates — Cumberland, Rhode Island

1 credit union sorted by APR

#Credit UnionNew Car APRUsed Car APR
1CUMBERLAND MUNICIPAL EMPLOYEES

★ 5.0 · 1 reviews

5.75%6.25%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Used Vehicle Loan Rates — Cumberland, Rhode Island

1 credit union sorted by APR

#Credit UnionUsed Car APRNew Car APR
1CUMBERLAND MUNICIPAL EMPLOYEES

★ 5.0 · 1 reviews

6.25%5.75%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Get Pre-Approved Before the Dealership

A pre-approval from a Cumberland credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.

Rate Shopping Won't Hurt Your Credit

Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Cumberland in the same window and take the best offer.

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