Auto Loans · Greenville, South Carolina
4 credit unions in Greenville report car loan rates to the NCUA. Rates range from 3.99% to 5.83%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
3.99%
Lowest New Car Rate
4.95%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | GREENVILLE HERITAGE ★ 4.5 · 198 reviews | 3.99% | 4.99% |
| 2 | MTC ★ 4.3 · 125 reviews | 4.25% | 4.25% |
| 3 | GREENVILLE ★ 4.1 · 218 reviews | 5.74% | 7.50% |
| 4 | SPERO FINANCIAL ★ 3.9 · 118 reviews | 5.83% | 8.28% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | MTC ★ 4.3 · 125 reviews | 4.25% | 4.25% |
| 2 | GREENVILLE HERITAGE ★ 4.5 · 198 reviews | 4.99% | 3.99% |
| 3 | GREENVILLE ★ 4.1 · 218 reviews | 7.50% | 5.74% |
| 4 | SPERO FINANCIAL ★ 3.9 · 118 reviews | 8.28% | 5.83% |
A pre-approval from a Greenville credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Greenville in the same window and take the best offer.
See member reviews, branch locations, and full rate details.