Auto Loans · Corpus Christi, Texas
9 credit unions in Corpus Christi report car loan rates to the NCUA. Rates range from 3.99% to 8.00%.
Updated Q1 2026 · NCUA Call Report data
9
CUs Reporting Rates
3.99%
Lowest New Car Rate
5.68%
City Average Rate
9 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | RALLY ★ 2.9 · 97 reviews | 3.99% | 7.49% |
| 2 | MEMBERS FIRST ★ 4.3 · 39 reviews | 4.95% | 4.95% |
| 3 | TEXAS BRIDGE ★ 3.6 · 31 reviews | 4.96% | 6.60% |
| 4 | COASTLIFE ★ 4.8 · 280 reviews | 5.00% | 5.00% |
| 5 | STAR FINANCIAL ★ 4.7 · 130 reviews | 5.59% | 8.43% |
| 6 | GULF COAST ★ 4.4 · 145 reviews | 5.75% | 5.75% |
| 7 | CORPUS CHRISTI POSTAL EMPLOYEES ★ 3.9 · 14 reviews | 6.08% | 8.35% |
| 8 | NCE ★ 4.5 · 2 reviews | 6.80% | 7.00% |
| 9 | CORPUS CHRISTI S.P. ★ 5.0 · 4 reviews | 8.00% | 9.05% |
9 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | MEMBERS FIRST ★ 4.3 · 39 reviews | 4.95% | 4.95% |
| 2 | COASTLIFE ★ 4.8 · 280 reviews | 5.00% | 5.00% |
| 3 | GULF COAST ★ 4.4 · 145 reviews | 5.75% | 5.75% |
| 4 | TEXAS BRIDGE ★ 3.6 · 31 reviews | 6.60% | 4.96% |
| 5 | NCE ★ 4.5 · 2 reviews | 7.00% | 6.80% |
| 6 | RALLY ★ 2.9 · 97 reviews | 7.49% | 3.99% |
| 7 | CORPUS CHRISTI POSTAL EMPLOYEES ★ 3.9 · 14 reviews | 8.35% | 6.08% |
| 8 | STAR FINANCIAL ★ 4.7 · 130 reviews | 8.43% | 5.59% |
| 9 | CORPUS CHRISTI S.P. ★ 5.0 · 4 reviews | 9.05% | 8.00% |
A pre-approval from a Corpus Christi credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Corpus Christi in the same window and take the best offer.
See member reviews, branch locations, and full rate details.