Auto Loans · Farmers Branch, Texas
2 credit unions in Farmers Branch report car loan rates to the NCUA. Rates range from 8.50% to 8.75%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
8.50%
Lowest New Car Rate
8.63%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | FARMERS BRANCH CITY EMPLOYEES ★ 4.4 · 26 reviews | 8.50% | 10.50% |
| 2 | SOUTHWEST FINANCIAL ★ 3.6 · 82 reviews | 8.75% | 9.78% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | SOUTHWEST FINANCIAL ★ 3.6 · 82 reviews | 9.78% | 8.75% |
| 2 | FARMERS BRANCH CITY EMPLOYEES ★ 4.4 · 26 reviews | 10.50% | 8.50% |
A pre-approval from a Farmers Branch credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Farmers Branch in the same window and take the best offer.
See member reviews, branch locations, and full rate details.