Auto Loans · Morton, Texas

Best Credit Union Car Loan Rates in Morton, Texas

1 credit union in Morton report car loan rates to the NCUA. Lowest rate: 9.98%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

9.98%

Lowest New Car Rate

9.98%

City Average Rate

New Vehicle Loan Rates — Morton, Texas

1 credit union sorted by APR

#	Credit Union	New Car APR	Used Car APR
1	COCHRAN COUNTY SCHOOLS ★ 4.5 · 6 reviews	9.98%	11.98%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Used Vehicle Loan Rates — Morton, Texas

1 credit union sorted by APR

#	Credit Union	Used Car APR	New Car APR
1	COCHRAN COUNTY SCHOOLS ★ 4.5 · 6 reviews	11.98%	9.98%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Get Pre-Approved Before the Dealership

A pre-approval from a Morton credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.

Rate Shopping Won't Hurt Your Credit

Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Morton in the same window and take the best offer.

Also Compare in Morton

Best Personal Loan Rates →Best Credit Card Rates →All of Texas →

Browse All Credit Unions in Morton

See member reviews, branch locations, and full rate details.

Credit Unions in Morton →All of Texas →