Auto Loans · Port Arthur, Texas
2 credit unions in Port Arthur report car loan rates to the NCUA. Rates range from 5.20% to 9.71%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.20%
Lowest New Car Rate
7.46%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | PORT ARTHUR TEACHERS ★ 4.7 · 9 reviews | 5.20% | 6.65% |
| 2 | PORT ARTHUR COMMUNITY ★ 3.8 · 20 reviews | 9.71% | 9.68% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | PORT ARTHUR TEACHERS ★ 4.7 · 9 reviews | 6.65% | 5.20% |
| 2 | PORT ARTHUR COMMUNITY ★ 3.8 · 20 reviews | 9.68% | 9.71% |
A pre-approval from a Port Arthur credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Port Arthur in the same window and take the best offer.
See member reviews, branch locations, and full rate details.