Auto Loans · Rusk, Texas
2 credit unions in Rusk report car loan rates to the NCUA. Rates range from 5.90% to 7.10%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.90%
Lowest New Car Rate
6.50%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | CHEROKEE COUNTY TEACHERS ★ 2.9 · 11 reviews | 5.90% | 8.30% |
| 2 | CHEROKEE COUNTY ★ 3.0 · 24 reviews | 7.10% | 7.90% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | CHEROKEE COUNTY ★ 3.0 · 24 reviews | 7.90% | 7.10% |
| 2 | CHEROKEE COUNTY TEACHERS ★ 2.9 · 11 reviews | 8.30% | 5.90% |
A pre-approval from a Rusk credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Rusk in the same window and take the best offer.
See member reviews, branch locations, and full rate details.