Auto Loans ยท Sweetwater, Texas
1 credit union in Sweetwater report car loan rates to the NCUA. Lowest rate: 5.83%.
Updated Q1 2026 ยท NCUA Call Report data
1
CUs Reporting Rates
5.83%
Lowest New Car Rate
5.83%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | SWEETWATER REGIONAL โ 3.7 ยท 12 reviews | 5.83% | 6.77% |
1 credit union sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | SWEETWATER REGIONAL โ 3.7 ยท 12 reviews | 6.77% | 5.83% |
A pre-approval from a Sweetwater credit union lets you negotiate on price, not payment. The dealer can try to beat the rate โ but you're in control either way.
Multiple auto loan applications within 14โ45 days count as a single hard inquiry. Apply at several credit unions in Sweetwater in the same window and take the best offer.
See member reviews, branch locations, and full rate details.