Auto Loans · Tyler, Texas
7 credit unions in Tyler report car loan rates to the NCUA. Rates range from 4.78% to 7.95%.
Updated Q1 2026 · NCUA Call Report data
7
CUs Reporting Rates
4.78%
Lowest New Car Rate
5.92%
City Average Rate
7 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | KEYSTONE ★ 3.7 · 23 reviews | 4.78% | 8.21% |
| 2 | UNITED ★ 4.6 · 18 reviews | 5.24% | 5.74% |
| 3 | TYLER CITY EMPLOYEES ★ 5.0 · 7 reviews | 5.52% | 7.74% |
| 4 | HIGHWAY EMPLOYEES ★ 5.0 · 2 reviews | 5.75% | 7.75% |
| 5 | MCMURREY ★ 4.3 · 6 reviews | 5.99% | 6.99% |
| 6 | KELLY COMMUNITY ★ 4.9 · 1,229 reviews | 6.19% | 7.48% |
| 7 | COOPERATIVE TEACHERS ★ 4.5 · 191 reviews | 7.95% | 9.61% |
7 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | UNITED ★ 4.6 · 18 reviews | 5.74% | 5.24% |
| 2 | MCMURREY ★ 4.3 · 6 reviews | 6.99% | 5.99% |
| 3 | KELLY COMMUNITY ★ 4.9 · 1,229 reviews | 7.48% | 6.19% |
| 4 | TYLER CITY EMPLOYEES ★ 5.0 · 7 reviews | 7.74% | 5.52% |
| 5 | HIGHWAY EMPLOYEES ★ 5.0 · 2 reviews | 7.75% | 5.75% |
| 6 | KEYSTONE ★ 3.7 · 23 reviews | 8.21% | 4.78% |
| 7 | COOPERATIVE TEACHERS ★ 4.5 · 191 reviews | 9.61% | 7.95% |
A pre-approval from a Tyler credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Tyler in the same window and take the best offer.
See member reviews, branch locations, and full rate details.