Auto Loans · Brigham City, Utah
2 credit unions in Brigham City report car loan rates to the NCUA. Rates range from 4.99% to 5.92%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.99%
Lowest New Car Rate
5.46%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | ELEVATE ★ 4.9 · 533 reviews | 4.99% | 4.99% |
| 2 | MEMBERS FIRST ★ 4.6 · 45 reviews | 5.92% | 6.33% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | ELEVATE ★ 4.9 · 533 reviews | 4.99% | 4.99% |
| 2 | MEMBERS FIRST ★ 4.6 · 45 reviews | 6.33% | 5.92% |
A pre-approval from a Brigham City credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Brigham City in the same window and take the best offer.
See member reviews, branch locations, and full rate details.