Auto Loans · Arlington, Virginia
3 credit unions in Arlington report car loan rates to the NCUA. Rates range from 4.99% to 7.08%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
4.99%
Lowest New Car Rate
5.94%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | ARLINGTON COMMUNITY ★ 4.6 · 260 reviews | 4.99% | 4.99% |
| 2 | PAHO/WHO ★ 3.0 · 21 reviews | 5.75% | 5.75% |
| 3 | ST. ANN'S ARLINGTON | 7.08% | 4.84% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | ST. ANN'S ARLINGTON | 4.84% | 7.08% |
| 2 | ARLINGTON COMMUNITY ★ 4.6 · 260 reviews | 4.99% | 4.99% |
| 3 | PAHO/WHO ★ 3.0 · 21 reviews | 5.75% | 5.75% |
A pre-approval from a Arlington credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Arlington in the same window and take the best offer.
See member reviews, branch locations, and full rate details.