Auto Loans · Hopewell, Virginia
3 credit unions in Hopewell report car loan rates to the NCUA. Rates range from 3.24% to 5.99%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
3.24%
Lowest New Car Rate
4.68%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | VANTAGE POINT ★ 3.0 · 32 reviews | 3.24% | 4.24% |
| 2 | HOPEWELL CHEMICAL ★ 4.9 · 17 reviews | 4.81% | 7.02% |
| 3 | KRAFTSMAN ★ 4.7 · 16 reviews | 5.99% | 5.99% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | VANTAGE POINT ★ 3.0 · 32 reviews | 4.24% | 3.24% |
| 2 | KRAFTSMAN ★ 4.7 · 16 reviews | 5.99% | 5.99% |
| 3 | HOPEWELL CHEMICAL ★ 4.9 · 17 reviews | 7.02% | 4.81% |
A pre-approval from a Hopewell credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Hopewell in the same window and take the best offer.
See member reviews, branch locations, and full rate details.