Auto Loans · Radford, Virginia
2 credit unions in Radford report car loan rates to the NCUA. Rates range from 5.00% to 8.99%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.00%
Lowest New Car Rate
7.00%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | INLAND MOTOR EMPLOYEES | 5.00% | 6.00% |
| 2 | FIRST NRV ★ 4.1 · 13 reviews | 8.99% | 8.99% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | INLAND MOTOR EMPLOYEES | 6.00% | 5.00% |
| 2 | FIRST NRV ★ 4.1 · 13 reviews | 8.99% | 8.99% |
A pre-approval from a Radford credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Radford in the same window and take the best offer.
See member reviews, branch locations, and full rate details.